I'm Beyond Upset!!!! Rant alert:
My X (2015 Pro4X, Manual 48k miles only) was literally parked last sat night when some coked-up idiot plowed into her at 55 miles an hour. Ravaged the entire rear axle assembly, including suspension systems for both rear wheels, and likely some (unknown) impact on frame as well.
Geico is deeming it a "Total-Loss" and paying me only $23,500 ! (Plus Tax, but minus "salvage value" if I decide to keep the car)
They deem it a total loss if the initial damage estimate exceeds 75% of the worth of the car (They leave a cushion b/c they know that after all the superficial damage is removed, they usually discover additional damage equalling or exceeding the remaining 25%)The car was MANUAL (so, very rare & hard to find), was in fantastic shape, and only had ~48,000 miles on her - I feel at $23,500 they undervalued her.
I need your help! I don't know what to do, or even what other comparable car I could get if had to get a new car! I use my X for work to haul large loads (skis, bikes, large-appliances, furniture & stuff) and having that nice massive trunk hatch is KEY! (which cars have a comparably sized rear-hatch?)
I've done a search for comparable Used-Xterras within 350 miles of my location and there are extremely slim pickins... (no one wants to sell their Xterra, obviously!) and there isn't even a comparable Manual-transmission (or even automatic) one available!
Could it even be right that the damage below couldn't be repaired to like new condition for ~$ 17,000???? Can it even be fully repaired safely? Should I even try to take the cash and get it repaired on my own?
If I had to find a comparable replacement, what should I even consider?
Any other advice? Thanks!
My X (2015 Pro4X, Manual 48k miles only) was literally parked last sat night when some coked-up idiot plowed into her at 55 miles an hour. Ravaged the entire rear axle assembly, including suspension systems for both rear wheels, and likely some (unknown) impact on frame as well.
Geico is deeming it a "Total-Loss" and paying me only $23,500 ! (Plus Tax, but minus "salvage value" if I decide to keep the car)
They deem it a total loss if the initial damage estimate exceeds 75% of the worth of the car (They leave a cushion b/c they know that after all the superficial damage is removed, they usually discover additional damage equalling or exceeding the remaining 25%)The car was MANUAL (so, very rare & hard to find), was in fantastic shape, and only had ~48,000 miles on her - I feel at $23,500 they undervalued her.
I need your help! I don't know what to do, or even what other comparable car I could get if had to get a new car! I use my X for work to haul large loads (skis, bikes, large-appliances, furniture & stuff) and having that nice massive trunk hatch is KEY! (which cars have a comparably sized rear-hatch?)
I've done a search for comparable Used-Xterras within 350 miles of my location and there are extremely slim pickins... (no one wants to sell their Xterra, obviously!) and there isn't even a comparable Manual-transmission (or even automatic) one available!
Could it even be right that the damage below couldn't be repaired to like new condition for ~$ 17,000???? Can it even be fully repaired safely? Should I even try to take the cash and get it repaired on my own?
If I had to find a comparable replacement, what should I even consider?
Any other advice? Thanks!