Join Date: Oct 2012
Location: Fort Mill, SC
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probably the most expensive piece out of the 3 will be the tail light. I have heard the rear bumper goes for about $75, the side pieces are only about $50. A shop might charge a couple hundred bucks to pull the old stuff off and put the new on. i would guess top end would be $500-$600 maybe a bit more if bulbs need replaced or the light holders for the license plate needs changed. I could change all of those parts out on my truck in less than an hour if I took my time, so auto body shop will probably charge for 3-5 hours.
Insurance adjusters use the web just like we do - they also have industry-focused databases to look up parts and know how to get better deals than dealership prices.
They are not in business to lose money, but that said, they will usually cut you a check for the lowest cost of repair and be done with it. What you do with that money is up to you - some pocket it, some repair it as quoted, some source their own parts and repair what they have/want to.
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